“ Hello Everybody! About Us My name is Moonish and I co-created Lumos Health (Lumos) with my friend, Esteban. We are both data-nerds, economists, and big on personal finance. We created Lumos to help people save money and bring more transparency to the US health insurance industry. Problem Statement When we both quit our corporate jobs earlier this year and became self-employed, we had to pick our own health insurance using healthcare.gov and only then realized how difficult it was to pick the right plan, especially from a financial perspective. After more research, we realized that most Americans ( insurance brokers included) struggle to make the right financial choice, overpaying by an est
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